Terms of Service

Effective Date: Jan 1, 2026

1. Company Information

LextPay is operated by Lext Ltd. ("Company", "we", "us", "our"). By accessing or using LextPay, you agree to these Terms of Service.

2. Description of Service

LextPay provides a technology platform enabling users to fund virtual payment cards using supported digital assets. Card issuance and payment processing may be provided by licensed third-party financial institutions.

3. Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements. Use of the service may be restricted in certain jurisdictions.

4. Fees

Applicable fees include a 5% deposit fee and a $15 card issuance fee. Minimum deposit is $50. Maximum deposit per transaction is $100,000. All fees are displayed prior to confirmation.

5. Cashback

LextPay offers 8% cashback on purchases made using eligible transactions. Cashback terms may be updated at our discretion.

6. Prohibited Use

You agree not to use the service for unlawful activities, fraud, money laundering, sanctions violations, or any prohibited financial conduct.

7. Suspension and Termination

We reserve the right to suspend or terminate accounts that violate these Terms or applicable laws.

8. Limitation of Liability

LextPay is provided on an "as is" basis. To the maximum extent permitted by law, we are not liable for indirect or consequential damages.

9. Modifications

We may update these Terms from time to time. Continued use of the service constitutes acceptance of revised terms.

10. Contact

For questions, contact: [email protected]