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Crypto → Virtual Credit Card (VCC)

FAQ: crypto to VCC & USDT to VCC

This page answers the most common questions people ask when searching for crypto to VCC, USDT to virtual credit card, and related topics like fees, limits, supported networks, and using your card with Apple Pay, Google Pay, or PayPal.

Looking for quick pricing? See fees & limits. Need legal details? Read Terms and Privacy.

Frequently asked questions

Clear, direct answers to help you choose a crypto-to-VCC service confidently.

What is a crypto virtual credit card (VCC)?
A crypto virtual credit card (VCC) is a digital card you can use for online payments and, in many cases, mobile-wallet payments. Instead of topping up with a bank transfer, you fund it with crypto that is converted to a card balance you can spend.
What is LextPay?
LextPay is a crypto-to-virtual credit card (VCC) service for everyday spending. You can fund a virtual card with supported crypto assets and use it at merchants that accept card payments.
Which cryptocurrencies and networks are supported for funding?
LextPay supports USDT (ERC20 and TRC20), USDC, and BTC. Choose the correct network when sending to avoid delays or loss of funds.
Is USDT to VCC supported?
Yes. You can fund your LextPay virtual card using USDT and spend via your VCC once funded.
Do you support USDT TRC20 and USDT ERC20?
Yes. USDT is supported on both TRC20 and ERC20. Always match the network shown in the app when making a deposit.
What are the fees?
Fees are transparent: a 5% deposit fee and a $15 one‑time card issuance fee.
What are the minimum and maximum deposit limits?
Minimum deposit is $50 and the maximum deposit is $100,000 per deposit.
Can I use the card with Apple Pay, Google Pay, or PayPal?
Yes—LextPay is designed to work with Apple Pay, Google Pay, and PayPal where those services are available. Availability can vary by country, wallet rules, and merchant.
Is there cashback?
Yes. LextPay offers 8% cashback on purchases. Cashback terms can vary by program rules and may change; check the app for current details.
How do I get started?
Open the app to begin onboarding and card creation. You can also use the Telegram bot to start the flow, then follow the instructions to fund your card.
Do I need verification (KYC)?
We may ask for the lowest KYC possible, check telegram for more info.
Is it safe to use a crypto-to-VCC service?
Use standard safety practices: only deposit to addresses shown in your account, double‑check the network, enable strong account security, and avoid sharing access codes. For large deposits, consider a small test transfer first.
What happens if I send funds on the wrong network?
Deposits must be sent on the exact network shown for your deposit address. Sending on the wrong network can lead to delays or unrecoverable funds. If you think you made a mistake, contact support immediately.
Where can I use a virtual credit card?
You can typically use a VCC anywhere card payments are accepted online. If added to a mobile wallet, you can also pay in‑store where tap‑to‑pay is supported (subject to wallet and merchant availability).
How do I contact support?
Email [email protected] for help with deposits, card setup, or account questions.
Ready to create your VCC?
Start in the app, or use Telegram to begin.
Min deposit $50 • Max $100,000
Get started Use Telegram View fees